While it may be convenient, paying bills online has its risks, the most malevolent of which is having your credit card information or bank account number captured by phishers (and other cyber criminals) and to see the money gone from your account. But there is a way that you can pay your bills online safely.
Use Debit Card
The first step in the right direction is to use a debit card. A debit card is different from a credit card in that you can only use it if there is money in the account. So, even if the card number is stolen, you have nothing to lose if you didn’t put any money in it. Your bank should offer a debit card without any minimum deposit.
Aside from using debit card, the are there are other ways to ensure cyber criminals don’t get the best of you. No matter what you do, never, ever pay anything over a public Internet connection. While it may be cozy to pay your bills while you’re sipping coffee at Starbucks, doing so over free Wi-Fi is very risky. Why? Because hackers can always get access to the websites you are visiting as well as the information you put on those websites.
Security Of Your System
Your Internet connection at home should be secure enough to ward off any cyber criminals. But if you aren’t quite sure, you might want to install a firewall on your computer. A firewall would add an extra layer of security to your computer.
But the best way to safely pay your bills online, though, would be to choose the website you’re doing it on. If you’re paying your electricity bill, take a look at the website of the payment processor. Any website that is secure should have an HTTPS on its address, not just a regular HTTP. Also check the security certificate. Above all, trust your instincts.
If you don’t feel good about paying through a particular website, then don’t. Because if anything can go wrong, it will.
We have seen too many people go lax on their credit card information. Don’t ever upload pictures of your credit card on Facebook or send it via email or do anything else that might make the card number visible. Even if it’s redacted, there ultra smart hackers who can deduce what the numbers are.
Whenever possible, pay through PayPal. We’ve been using it for over eight years and we’ve never had any incidents and we’ve never heard of any hacking incidents. Take note, though, while PayPal itself is secure, it hasn’t stopped criminals from victimizing customers. One of the most common way they do it is to send an email to the user saying that their password needs to be changed.
Because the email background and the website look exactly the same as PayPal’s many people are tricked into giving their information. You can avoid this situation simply by checking the URL. It should be PayPal.com not and not one character more or less. For more information visit https://sscardreplacement.com